Dental
Dental coverage helps you maintain a healthy smile with preventive care, basic services, and major procedures. You can visit any licensed dentist, but you’ll save the most when you use an in-network provider who has agreed to discounted rates. Out-of-network dentists may charge more than the plan’s allowed amount, and you may be responsible for the difference. Most plans cover preventive services—such as exams, cleanings, and X-rays—at 100% when you stay in-network, making regular checkups an easy way to protect your oral health and avoid costly issues down the road.
Delta Dental PPO
Benefit Highlights
In-Network
Deductible
(Individual/Family)
None
Annual Plan Max
(Individual/Family)
$2,300 per individual
Preventive Care
$0 copay
Basic Services
20% coinsurance
Major Procedures
20% coinsurance
Orthodontia (Adults and Children)
50% coinsurance up to a lifetime maximum of $2,000
Out-of-Network
Deductible
(Individual/Family)
None
Annual Plan Max
(Individual/Family)
$2,200 per individual
Preventive Care
10% coinsurance
Basic Services
20% coinsurance
Major Procedures
20% coinsurance
Orthodontia (Adults and Children)
50% coinsurance up to a lifetime maximum of $2,000 (combined with in-network)